If your business utilizes a self-funded or level-funded health plan, you are directly responsible for paying your employees’ medical claims up to a certain threshold. In this setup, every saved claim dollar goes directly back to your company’s bottom line.
Integrating Member Medical with a self-funded or level-funded plan is one of the fastest ways to maximize plan savings. Because Member Medical handles the majority of all healthcare needs including routine exams, minor procedures, lab work, and urgent care, those minor services never touch your business’ insurance claims engine.
Fewer claims submitted means lower claims utilization, protecting your stop-loss thresholds and driving down your plan’s administrative fees. For forward-thinking companies, combining Member Medical with self-insurance is the ultimate strategy for corporate risk management.